Richard Crum is senior vice president, Product Development, Global Commercial Products at Mastercard. In this role, he is responsible for improving core services and expanding product offerings beyond existing solutions to drive differentiation and accelerate growth of the commercial business. His organization is responsible for the process to source, prioritize, and successfully develop innovative new solutions across all Mastercard commercial segments. Prior this role, Mr. Crum led the Global T&E team for Global Commercial Products with responsibility for the corporate travel payment products and solutions offered by Mastercard and its issuers. Before joining Mastercard, he held senior leadership positions with AirPlus International and UATP. While at AirPlus, Mr. Crum was responsible for establishing and growing the company’s commercial card issuing business in North America. During his time at UATP, he held multiple positions including serving as president of the global airline payment network for four years. Mr. Crum also served as the president for the Association of Corporate Travel Executives and a member of its Board of Directors. He has twice been recognized as one of the 25 Most Influential Executives in the industry by Business Travel News and named by Travel Agent Magazine as one of the industries Rising Stars. Mr. Crum has a degree in Economics from George Mason University.